This Tool will GUARANTEE that you save!

** UPDATE: Digit is free for the first 30 days, then there’s a $5/month fee.


Soooo, Digit is my new best friend! (sorry Dreena & Linda)

Why? Because this FREE  (for the first 30 days, then it’s $5/month) app studies my spending habits, then automatically finds small amounts of money that I don’t spend and saves for me. Yes! It takes the discipline out of saving.

That means no more excuses. I am saving (yes, I use it),  even when I’m sleeping, and so can you.

In the first few days, it transferred $1.47 from my checking account to my digit savings account. I like how it squirrels away small sums of money so I don’t even feel like I’m saving, but I am! 

  • All money saved is FDIC insured up to $250,000.
  • It’s safe. All of your personal info is anonymized, encrypted and securely stored using state of the art security measures.
  • You can also withdraw anytime you want by texting, “withdraw” and you can get you money back to the account you have linked to Digit.
  • Your savings “earns money”. Digit is not a bank, therefore isn’t allowed to pay interest. However they do have a rewards program, Digit Plus, that pays you cash bonuses for hitting 3-month savings goals.

Here’s how…Each week, Digit automatically analyze your account and look for money you’ve kept in Digit for 3 months. You get 5 cents for every $100, every 3 months for as long as you keep saving.

It literally takes less than 5 minutes to get started with Digit.

I know you have 5 minutes. Don’t wait, click here to begin saving:

UPDATE: They recently launched a new app for iphone users! & Android users. So no matter what kind of phone you have, you can still use Digit here: 

How does Digit work?

1. Connect your bank account

To use Digit, you need to connect your checking account. This allows Digit to analyze your income and spending, and find small amounts of money it can safely set aside for you.

Digit uses 128-bit bank-level security, and we don’t store your bank login.

2. Digit saves a little every week

Every 2 or 3 days, Digit transfers some money (usually $5-50) from your checking account to your Digit savings. Digit never transfers more than you can afford, so you don’t have to worry about over-drafting your account. In fact, they have a no-overdraft guarantee.

3. Access your savings anytime

Digit knows you’re saving for good reasons – a trip, a big purchase, or even just a rainy day. When you need your savings, send Digit a text message. Digit will transfer the money from your Digit savings back to your checking account next business day. Digit allows unlimited transfers, with no minimums, and no fees.

Yes! All of this for FREE for 30 days, then $5/month. Are you ready to get started? Click here to begin saving:

Still not sure? You don’t have to take my word for it….

Here are some testimonies from my Dream Catchers group on Facebook.

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Have a question about digit? Ask in the comments.

Get digit here:

Live richer,

Tiffany “The Budgetnista” Aliche

Share our new best friend, Digit with the world….

[bctt tweet=”I found a new savings App & I loooove it! Thank you #TheBudgetnista ! #LIVERICHER”]


My Lisa Rule: I have 4 sisters and Lisa is the baby (we’ll she’s not a baby anymore). Of all of my sisters, I’m the most protective over her. Before I share any product or service with you, it must pass my Lisa Rule.

What’s the Lisa Rule? If I would not advise Lisa to use a product or service, I won’t advise you to. YOU are my Lisa. I feel protective over you and your financial journey.

Digit passes my Lisa Rule. Yes, I am an affiliate of Digit, and I earn a commission off of referrals, but I would not recommend a product or service that I didn’t believe was helpful and useful.

About the Author Tiffany Aliche

Tiffany “The Budgetnista” Aliche, is an award-winning teacher of financial education, America’s favorite, personal financial educator, and author of the New York Times Bestselling book, Get Good with Money. The Budgetnista is also an Amazon #1 bestselling author of The One Week Budget and the Live Richer Challenge series and most recently, a children's book, Happy Birthday Mali More.

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  1. I attempted digit a few months ago, but unfortunately my credit union does not participate in this program. However, I’m using Acorns instead

      1. Yes I do actually. A small amount of money’s taken out of my account every week and invested for me and I don’t even miss it. I’m almost at $300 and if I didn’t sign up for Acorns I wouldn’t have saved that amount.

  2. Thus far this is week 2 for me using Digit. I love it. It is simply and gets me really excited to see the Digit transfers. I’ll admit, I cheated a little and transferred money to Digit twice. (I thought it was being a little conservative) But when it does transfer money without my involvement, I get excited. In two weeks (without my transfers) I have saved $25. I’m using this as a vacation fund and my online savings for emergencies, investing and well… savings. 🙂

    1. You can be more aggressive, just go to your bank and tell them you want to transfer money from your checking to your savings. You can have as much or as little as you like and you can increase or decrease anytime you like and it’s absolutely FREE. No fees after a certain amount of days (after all it’s your money and you don’t have to tack on a fee to do it).

  3. I use Digit and I love it! I’ve been using it since November. You don’t even have to think about it which makes it a breeze for me.

  4. I love the digit app. It saves for me and I don’t even realize the money is missing. My goal is to save $1000 in six months #MMSSWEEPSTAKES

  5. I so need this app because a constant reminder of my spending habit will make me think twice before swiping that card “swiper no swiping” lol. Thanks Tiffany #MMSWEEPSTAKES

  6. How do I set a savings goal in the digit app? I noticed that people had a goal for a certain amount to be saved such as for a vacation, moving expenses etc

  7. This sounds like the samething as what wells fargo already has, they put money in your savings everytime you use yourcard:)

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