Get Good with Money Tool Kit

Get quick access and direct link to references and resources made directly in Get Good with Money by Tiffany "The Budgetnista". Please click directly on the title to open and close each chapter section.



Introduction

  • The Live Richer Challenges are currently under construction; please stay tuned.

Chapter 1: Before We Begin: Get to Know Financial Wholeness

  • Join our virtual community and connect fellow Dream Catchers today -  Click here to join.
  • Learn more about Kara Stevens, CEO, and founder of The Frugal Feminista and author of Heal Your Relationship with Money - Click here
  • Learn more about Ash Cash Exantus, wealth coach and chief financial educator at MindRight Money Management, and author of Mind Right Money Right - Click here.

Chapter 2: 10% Whole: Budget Building

List of favorite online financial institutions:

Best Credit Unions:

Best Online-Only Savings Accounts

Develop a relationship with a credit union before you need to borrow money.

Chapter 3: 20% Whole: Save Like a Squirrel

Best Online-Only Savings Accounts

Digital Rebates (cashback while shopping online) Rakuten 

Chapter 4: 30% Whole: Dig Out of Debt

Chapter 5: 40% Whole: Score High (Credit)

Budgetnista Booster: Netiva Heard aka the Frugal CreditNista, Founder of MNH Financial Services - Click here 

Trusted credit reporting agencies:

Banks that offer second chance accounts:

Get your (FICO) credit score for free:

  • First, check with the bank(s) you have a credit card with to see if they are partnered to provide free FICO score updating
  •  CreditScoreCard.com

Free Credit Reports:

Best Secured Credit Cards

Chapter 6: 50% Whole: Learn to Earn (Increase Your Income)

Budgetnista Booster: Sandy Smith, personal finance expert and small business strategist - Click here

Chapter 7: 60% Whole: Invest Like an Insider (Retirement and Wealth)

Budgetnista Boosters:

  • Investing-Retirement: Kevin L. Matthews II, financial planner and author - Click Here  
  • Investing-Wealth Building: Courtney Richardson, founder of The Ivy Investor - Click here

Use these calculators to help you identify how many years of savings and investing it will take you to be fully ready to retire:

Top brokerage firms:

BrokerCheck: A free tool to research the background and experience of financial brokers, advisers, and firms 

Free Investing Risk-Tolerance Assessments

My top DIY brokerage firm picks 

My top Robo-adviser picks

 Top S&P 500 ETFs

DIY & discount brokerage companies:

Robo-advisors: 

Financial advisor search sites 

Investment simulators (virtually play the stock market)

Chapter 8: 70% Whole: Get Good with Insurance

Budgetnista Booster:

  • Anjali Jariwala, Certified Public Accountant (CPA) and Certified Financial Planner™ (CFP®) - Click here

HSA custodian brokerage firms:

Life Insurance quotes:

Best Disability Insurance: 

Chapter 9: 80% Whole: Grow Rich-ish (Increase Your Net Worth)

Chapter 10: 90% Whole: Pick Your Money Team (Financial Professionals)

Chapter 11: 100% Whole: Leave a Legacy (Estate Planning)

  • Budgetnista Booster: Toni Moore, attorney - Click here

Reputable online options for estate planning documents:

Appendix

My Lisa Rule (Disclaimer): I have four sisters and Lisa is the baby (well she’s not a baby anymore). Of all of my sisters, I’m the most protective of her. Before I share any product or service with you, it must pass my Lisa Rule.


What’s the Lisa Rule? If I would not advise Lisa to use a product or service, I won’t advise you to. YOU are my Lisa. I feel protective over you and your financial journey.


All of the resources shared above pass my Lisa Rule.


Yes, I am an affiliate of some of the references and/or they are one of our advertisers, and may receive compensation when you click on links to those products. but I would not recommend a product or service that I didn’t believe was helpful and useful. Terms apply to the offers listed on this page. For more information, please click here.

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