Resources & Toolkit
Get Good With Money Digital Toolkit
Get good with money, faster. Every essential resource from Tiffany "The Budgetnista's" book - tools, links, and expert recommendations, organized by chapter for easy navigation.
Updated May 2026
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Chapter 1 · Get to Know Financial Wholeness
Chapter 1 - Before We Begin
Get to Know Financial Wholeness
Start by joining a community of women walking the same path you are.
Join Our FREE Virtual Community
Connect with fellow Dream Catchers who are getting good with money right alongside you. Free to join, no strings attached.
10%
Chapter 2 · Budget Building
Chapter 2
Budget Building
The downloads, apps, and accounts that turn budgeting from a chore into a system.
Money List Downloads
free
A copy-and-edit Google Sheet to map every dollar in and out.
Budgeting Tools
free 7-day trial
Best all-around budgeting & money-management tool.
50% OFF Core Plan Annual Subscription with code BUDGETNISTA50
Cancels unwanted subscriptions and negotiates your bills down.
free 30-day trial
Best for zero-based budgeting - assign every dollar a job.
Budgeting Class
free
Live training with Tiffany walking through the full GGWM budgeting framework.
Financial Institutions
Brick-and-mortar option for in-person banking needs.
Online-only checking with a built-in high-yield savings (HYSA).
Credit Unions
For military families and qualifying members.
Nationally available credit union with strong online tools.
Credit Union Locator
Official NCUA search tool to find a credit union you qualify for.
20%
Chapter 3 · Save Like a Squirrel
Chapter 3
Save Like a Squirrel
Where to park your savings so it earns - and how to get cash back on the spending you already do.
Online Savings Accounts
An FDIC-insured HYSA with competitive rates and no monthly fees.
Digital Rebates
Get a $50 welcome bonus and earn cashback on the shopping you already do.
30%
Chapter 4 · Dig Out of Debt
Chapter 4
Dig Out of Debt
The downloads, cards, calculators, and counseling that take you from drowning to debt-free.
Debt List Downloads
free
A template to inventory every balance, rate, and minimum payment.
See a filled-out example so you know exactly what yours should look like.
Credit Reports & Monitoring
An all-in-one app for credit score, monitoring, and account tracking - no SoFi account required.
Balance Transfer Cards
Personal Loans
Consolidate higher-interest debt into a single fixed-rate loan.
Student Loan Refinance
Refinance federal or private student loans to a potentially lower rate.
Debt Counseling
A free 30-60 minute session with a certified debt and credit counselor.
40%
Chapter 5 · Score High
Chapter 5
Score High (Credit)
The tools that show you where your credit stands and the products that help you build it.
Credit Reports & Monitoring
Free all-in-one app with credit score and credit monitoring.
Free FICO Score
First, check with your existing card issuers - many offer free FICO updates. If not, start here.
Secured Credit Card
A secured card you qualify for without a hard credit pull.
50%
Chapter 6 · Learn to Earn
Chapter 6
Learn to Earn (More)
Earn more at your day job, in your side hustle, and through what you already own.
Annual Review Planning
A printable template to document your wins ahead of every performance review.
Learn to Earn Workbook
A guided workbook to map the highest-leverage ways you can earn more this year.
Building Wealth Through Real Estate
free
Search homes, model what you can afford, and connect with vetted agents.
60%
Chapter 7 · Invest Like an Insider
Chapter 7
Invest Like an Insider (Retirement & Wealth)
Retirement, brokerages, advisors, and the simulators that let you practice without risking real money.
Robo-Investing
Beginner-friendly investing - rounds up your spare change and invests it for you.
Financial Advisor Search
free
Free Budgetnista-approved matching with fee-only fiduciary advisors.
BrokerCheck
Verify the background and credentials of brokers and investment advisors.
Investment Simulator
Practice trading the real market with virtual money - no risk to your real funds.
70%
Chapter 8 · Get Good with Insurance
Chapter 8
Get Good with Insurance
Health, life, and disability coverage so one bad day doesn't undo years of work.
Life Insurance Quotes
Get a term life insurance quote in minutes - no medical exam for most applicants.
Disability Insurance
Best overall.
Best for short-term coverage.
Best for long-term coverage.
Best for high-risk applicants.
80%
Chapter 9 · Grow Rich-ish
Chapter 9
Grow Rich-ish (Increase Your Net Worth)
Track the number that matters most: what you own minus what you owe.
Net Worth Worksheet
free
A copy-and-edit spreadsheet to total your assets, liabilities, and net worth.
Net Worth Tracking
Aggregates every account in one place so you can watch your net worth grow.
90%
Chapter 10 · Pick Your Money Team
Chapter 10
Pick Your Money Team (Financial Professionals)
The advisors, lawyers, and community you'll want in your corner as your wealth grows.
Financial Advisor Search
Free Budgetnista-approved matching with vetted, fee-only financial advisors.
My So-Called Financial Life Template
free
A one-document snapshot of every account, password, and contact your money team needs.
Legal Representation
On-demand legal advice and document templates for small businesses and individuals.
Money Team Community
Cohorts, live events, and office hours alongside other women walking the GGWM plan.
100%
Chapter 11 · Leave a Legacy
Chapter 11
Leave a Legacy (Estate Planning)
Wills, trusts, and the affordable online options that make estate planning approachable.
Reputable Online Estate Planning
Affordable estate planning - get a will done in about 15 minutes.
free
A no-cost option for drafting a basic will online.
More
Appendix
Other Resources & Recommended Reading
Other GGWM Resources
Cohorts, live events, office hours, and the 10-step plan in a structured community.
Other Reading & Resources
Affiliate disclosure: Some links in this toolkit are affiliate links. If you sign up or purchase through them, The Budgetnista may earn a commission at no extra cost to you. These commissions help keep our free resources free - we only recommend products and partners we trust.
Want the Step-by-Step Plan Behind These Tools?
The toolkit is the gear. The book is the playbook. Read Get Good with Money to see how every resource here fits into a 10-step plan to financial wholeness.