

Get Good with Money Tool Kit
Get quick access and direct link to references and resources made directly in Get Good with Money by Tiffany "The Budgetnista". Please click directly on the title to open and close each chapter section.
Introduction
Chapter 1: Before We Begin: Get to Know Financial Wholeness
- Join our virtual community and connect fellow Dream Catchers today - Click here to join.
- Learn more about Kara Stevens, CEO, and founder of The Frugal Feminista and author of Heal Your Relationship with Money - Click here
- Learn more about Ash Cash Exantus, wealth coach and chief financial educator at MindRight Money Management, and author of Mind Right Money Right - Click here.
Chapter 2: 10% Whole: Budget Building
- Download the most updated blank Money List here - Click here to make a copy and add to your personal Google Drive
- Download the most updated completed Money List here - Click here to download (Works on Best on a Desktop Computer)
List of favorite online financial institutions:
- Brick-and-Mortar/Physical Bank - PNC Bank (Click here)
- Online-only bank - Ally Bank (Click here)
Best Credit Unions:
Best Online-Only Savings Accounts
Develop a relationship with a credit union before you need to borrow money.
- Use this federal tool. Click here to Locate A Credit Union Near You
Chapter 3: 20% Whole: Save Like a Squirrel
Best Online-Only Savings Accounts
Digital Rebates (cashback while shopping online) Rakuten
Chapter 4: 30% Whole: Dig Out of Debt
- Download the most updated blank Debt List here: Click here to download. (Works on Best on a Desktop Computer)
- Download the most updated completed Debt List here: Click here to download. (Works on Best on a Desktop Computer)
- Get A Free Copy of Your Credit Report anytime:
- Best balance transfer cards:
- Get Your Free FICO Score:
- First, check with the bank(s) you have a credit card with to see if they are partnered to provide free FICO score updating
- CreditScoreCard.com - Click here
- Top picks for private student loans refinance:
- My top 3 consolidation and refinance calculators:
- Snowball Debt Calculator - Click here
- Avalanche Debt Calculators - Click here
Chapter 5: 40% Whole: Score High (Credit)
Budgetnista Booster: Netiva Heard aka the Frugal CreditNista, Founder of MNH Financial Services - Click here
Trusted credit reporting agencies:
Banks that offer second chance accounts:
Get your (FICO) credit score for free:
- First, check with the bank(s) you have a credit card with to see if they are partnered to provide free FICO score updating
- CreditScoreCard.com
Free Credit Reports:
Best Secured Credit Cards
- Discover it® Secured Credit Card - Click here
- Secured Mastercard® from Capital One - Click here
- Credit Builder Loan - Self (Click here)
Chapter 6: 50% Whole: Learn to Earn (Increase Your Income)
Budgetnista Booster: Sandy Smith, personal finance expert and small business strategist - Click here
Chapter 7: 60% Whole: Invest Like an Insider (Retirement and Wealth)
Budgetnista Boosters:
- Investing-Retirement: Kevin L. Matthews II, financial planner and author - Click Here
- Investing-Wealth Building: Courtney Richardson, founder of The Ivy Investor - Click here
Use these calculators to help you identify how many years of savings and investing it will take you to be fully ready to retire:
Top brokerage firms:
- Vanguard - Click here
- TD Ameritrade - Click here
- E-Trade - Click here
- Ally Invest - Click here
- Merrill Edge - Click here
- Fidelity Investments - Click here
BrokerCheck: A free tool to research the background and experience of financial brokers, advisers, and firms
Free Investing Risk-Tolerance Assessments
My top DIY brokerage firm picks
- Vanguard (very low-cost options)
- TD Ameritrade (offers a great “sink or swim” platform that allows you to test out trades) - Click here
- E-Trade - Click here
- Merrill Edge (known for offering the best research) - Click here
My top Robo-adviser picks
- Wealthfront - Click here
- Betterment - Click here
- Stash - Click here
- Vanguard Digital Advisor - Click here
Top S&P 500 ETFs
DIY & discount brokerage companies:
- Vanguard - Click here
- TD Ameritrade - Click here
- E-Trade - Click here
- Ally Invest - Click here
- Merrill Edge - Click here
- Fidelity Investments - Click here
Robo-advisors:
- Wealthfront - Click here
- Betterment - Click here
- Stash - Click here
- Vanguard Digital Advisor - Click here
Financial advisor search sites
- XY Planning Network - Click here
- The National Association of Personal Financial Advisors (NAPFA) - Click here
- Fee-Only Network - Click here
Investment simulators (virtually play the stock market)
Chapter 8: 70% Whole: Get Good with Insurance
Budgetnista Booster:
- Anjali Jariwala, Certified Public Accountant (CPA) and Certified Financial Planner™ (CFP®) - Click here
HSA custodian brokerage firms:
- Lively HSA - Click here
- Elements Financial HSA - Click here
- HSA Bank - Click here
- Fidelity HSA - Click here
- Further HSA (formerly "Select Account") - Click here
Life Insurance quotes:
Best Disability Insurance:
- Best Overall: Guardian - Click here
- Best Short-Term Disability Insurance: Mutual of Omaha - Click here
- Best Long-Term Disability Insurance: Breeze - Click here
- Best for High-Risk Occupations: Assurity - Click here
Chapter 9: 80% Whole: Grow Rich-ish (Increase Your Net Worth)
- Net Worth Worksheet: Click here to access (Works on Best on a Desktop Computer)
Chapter 10: 90% Whole: Pick Your Money Team (Financial Professionals)
- My So-Called Financial Life Template (Use this template to create your own and share it with potential certified financial planners before interviewing them.) - Click here to access (Works on Best on a Desktop Computer)
- Join our virtual community and connect fellow Dream Catchers today - Click here to join
- Financial advisor search sites
- XY Planning Network - Click here
- The National Association of Personal Financial Advisors (NAPFA) - Click here
- Fee Only Network - Click here
- CPA search:
- Online estate planning tools:
- Will: NOLO - Click here
- Trust & Will - Click here
- DIY Estate Planning, American Bar Association - Click here
- Insurance:
- Reading and resources related to financial planning/advising:
- The Investment Answer by Murray and Goldie - Click here
- Intelligent Investor by Graham and Zweig - Click here
- Millionaire Next Door - Click here
- Confidence Code by Kay and Shipman (not financial planning specific but one of my favorite books that talks about confidence) - Click here
- Farnoosh Torabi has written a few books that are great:
- You're So Money - Click here
- When She Makes More - Click here
- George Kinder has written a lot of books that focuses on our emotional relationship with money:
- Seven Stages of Money Maturity - Click here
- Life Planning for You - Click here
- Work Your Wealth by Mary Beth Storjohann - Click here
Chapter 11: 100% Whole: Leave a Legacy (Estate Planning)
- Budgetnista Booster: Toni Moore, attorney - Click here
Reputable online options for estate planning documents:
Appendix
- An updated copy of resources and additional site links - Additional Budgetnista Resources
My Lisa Rule (Disclaimer): I have four sisters and Lisa is the baby (well she’s not a baby anymore). Of all of my sisters, I’m the most protective of her. Before I share any product or service with you, it must pass my Lisa Rule.
What’s the Lisa Rule? If I would not advise Lisa to use a product or service, I won’t advise you to. YOU are my Lisa. I feel protective over you and your financial journey.
All of the resources shared above pass my Lisa Rule.
Yes, I am an affiliate of some of the references and/or they are one of our advertisers, and may receive compensation when you click on links to those products. but I would not recommend a product or service that I didn’t believe was helpful and useful. Terms apply to the offers listed on this page. For more information, please click here.