budget guidelines Archives - The Budgetnista

6 Simple Steps on How to Set a Budget for Holiday Spending

The holiday season is upon us, and with it comes the age-old question: how to set a budget for holiday spending? If you’ve ever found yourself fretting over finances while trying to spread cheer, you’re not alone. But fear not! This guide will equip you...

What Is The 70-20-10 Budget Rule? Will It Work For You?

by Tiffany Aliche

Money management can be daunting, but understanding more about the tried-and-tested 70-20-10 budget rule can help you to make more informed financial decisions. What exactly is the 70-20-10 budget rule, and how does it work? This financial golden rule guides you in...

Budget 101: How Should A Beginner Budget?

by Tiffany Aliche

If you get paid and hope you have enough money to pay your bills while still having fun, you need to create a budget. If you have dreams of owning your own house and are wondering where the down payment will come from, you need a budget. If you dream of sailing the...